Modular vs Manufactured - What's the difference?

Manufactured homes and modular homes are two types of prefabricated homes that are gaining popularity due to their affordability, speed of construction, and versatility.  Both of these homes are built in a controlled factory environment, which reduces the amount of time, labor, and cost associated with traditional on-site construction -  however, there are significant differences between manufactured homes and modular homes.

Manufactured homes, frequently also known as mobile homes, are built in a factory and then transported to the site where they will be occupied.  They're constructed in sections, or modules that are assembled on site, and typically sit on a permanent steel frame chassis.  Once assembled, the home may be considered personal property or a permanent structure, depending on foundation type, and may be subject to the same building codes, zoning regulations, and property taxes as a site-built home.  Manufactured homes are often more affordable than modular homes and are available in a wide range of sizes, styles, and floor plans.  Maufactured homes are constructed to a national standard overseen by the Department of Housing and Urban Development (HUD).

Modular homes are built in sections in a factory and then transported to the building site, where they are assembled into a complete structure.  Unlike manufactured homes, modular homes are built to the same building codes and zoning regulations as site-built homes and are typically indistinguishable from their site-built counterparts.  Modular homes are constructed using the same high-quality materials and construction methods as site-built homes and are often customized to meet the specific needs and tastes of their owners.

Another key difference between manufactured homes and modular homes is the way they are placed on the property.  Historically, manufactured homes  permanent chassis' were typically placed on piers with perimeter skirting or block and may be anchored to the ground, while modular homes are placed on a foundation that is typically built of concrete or masonry.  This may make modular homes more durable and resistant to weather-related damage, as well as more resistant to theft or vandalism.

In terms of financing, manufactured homes are typically considered personal property and may be more difficult to finance than modular homes, which are considered real property and are subject to the same financing options as site-built homes.  Manufactured homes are also subject to depreciation, which can affect their resale value.  Modular homes, on the other hand, appreciate in value over time.

Manufactured homes and modular homes are two types of prefabricated homes that offer different advantages and disadvantages.  Manufactured homes are more affordable, but may be subject to depreciation and may be more difficult to finance.  Modular homes are more durable, customizable, and possibly appreciable in value, but may be more expensive than manufactured homes.  The type of home that is right for you will depend on your specific needs, budget, and lifestyle.